Financing & Warranties

Finance a $15K roof with payments as low as $183 per month.

Momnt is our primary financing partner because they approve in minutes, keep the rate locked, and let you pick an interest-only, deferred, or fixed-payment plan. We still offer Enhancify and Acorns programs for specialty projects, but Momnt is the fastest path to “yes”.

Snapshot • $15,000 roof

  • Same-as-cash windowUp to 24 months
  • Fixed-payment term60 – 144 months
  • Approvals< 5 minutes

Payments shown are estimates from Momnt’s calculator (11/08/2025).

Momnt financing

Pick a plan, lock it in, and let us handle the roof.

These options use a $15,000 roof replacement as the example spend amount. Actual terms update automatically in the Momnt portal once you select a different scope or upgrade package.

Max Monthly Payment $300

65 – 180 months
Purchase window
Interest-only for first 5 months ($87 – $289/mo)
Repayment
Months 6-65: $297 – $300/mo
APR
6.99% – 23.15%

Best for

Homeowners who need the lowest predictable payment once the project is complete.

60 mo Fixed Rate 8.99%

60 months
Purchase window
Interest-only for first 5 months ($112/mo)
Repayment
Months 6-60: $334/mo
APR
8.99%

Best for

Clients who want a traditional 5-year term with sub-10% APR.

12 mo Deferred Interest

96 months
Purchase window
No payments for 12 months
Repayment
Months 13-96: $348/mo
APR
17.99%

Best for

Cash-flow sensitive projects that will be paid off within a year.

24 mo Deferred Interest

108 months
Purchase window
No payments for 24 months
Repayment
Months 25-108: $380/mo
APR
17.99%

Best for

Insurance settlements or real-estate closings that have a longer runway.

144 mo Fixed Rate 9.99% – 26.99%

144 months
Purchase window
Interest-only for first 5 months ($125 – $337/mo)
Repayment
Months 6-144: $183 – $354/mo
APR
9.99% – 26.99%

Best for

Long-term, budget-protected projects that need the smallest possible payment.

Estimates shown are for illustration only. APR, eligibility, and payment amounts are determined directly in the Momnt portal based on credit profile, project scope, and the promotional window you select.

Momnt is step one

How your Momnt application works

  1. 1. 2-minute soft check. We text you a secure Momnt link. You can complete it from your phone while we are still on-site.
  2. 2. Pick the payment style. Interest-only, same-as-cash, or fixed installment—Momnt shows the exact monthly cost before you sign.
  3. 3. Funds match your project. We only draft what the project requires, so you never pay interest on unused credit.

What homeowners like

  • Approvals down to 580 credit with competitive tiered APRs.
  • Interest-only purchase window covers supplements or change orders.
  • Deferred-interest plans sync with insurance claim timelines.
Request your Momnt link

Enhancify

Marketplace approvals when you need multiple offers.

Enhancify is our backup marketplace when a homeowner wants to shop several banks at once or needs a co-signer. They scan 15+ lending partners, and we step in to help you pick the offer that fits your payoff timeline.

  • • Same-day approvals up to $250K
  • • Great for multi-trade projects (roof + windows + siding)
  • • Works well for property managers bundling several properties

Acorns Shield Savings

Micro-investing that covers deductibles and upgrades.

We partnered with Acorns to create the Maverick Shield Savings track: round-up deposits plus Maverick match incentives help you build a future repair fund or offset an insurance deductible long before you need it.

  • • $25 Maverick match when you open a Shield Savings account
  • • Automatic transfers timed to annual roof inspections
  • • Perfect for landlords planning upcoming exterior refreshes

Warranties & Shield Plan

Financing is only half the protection—our workmanship warranty does the rest.

Every financed project still includes the Maverick Shield workmanship coverage plus manufacturer warranties. Ask your project manager about Shield Plan add-ons like annual tune-ups, drone inspections, and deductible assistance.

Talk through financing options Explore Shield Plan