Financing & Warranties

Your roof needs $15K in repairs. You don't have it in savings. Now what?

Traditional lenders take 10+ days to process home improvement loans. Meanwhile, that leak keeps spreading. Momnt approves in under 5 minutes -- from your phone, while we're still on-site. You pick the payment structure. We handle the roof. No waiting, no bank appointments, no delays while damage compounds.

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$15,000 roof • Payments from $183/mo

  • Same-as-cash window Up to 24 months
  • Fixed-payment term 60 – 144 months
  • Approval time < 5 minutes

Payments shown are estimates from Momnt's calculator (11/08/2025).

See Your Monthly Payment in 2 Minutes

Momnt financing

One roof. Five ways to pay. Zero bank visits.

Most KC homeowners don't have $15K sitting in a checking account -- and that's fine. Pick the payment structure that matches your cash flow: interest-only while you wait on insurance, deferred payments until a settlement clears, or fixed installments you can budget around for years.

Max Monthly Payment $300

65 – 180 months
Purchase window
Interest-only for first 5 months ($87 – $289/mo)
Repayment
Months 6-65: $297 – $300/mo
APR
6.99% – 23.15%

Best for

Homeowners who need the lowest predictable payment once the project is complete.

60 mo Fixed Rate 8.99%

60 months
Purchase window
Interest-only for first 5 months ($112/mo)
Repayment
Months 6-60: $334/mo
APR
8.99%

Best for

Clients who want a traditional 5-year term with sub-10% APR.

12 mo Deferred Interest

96 months
Purchase window
No payments for 12 months
Repayment
Months 13-96: $348/mo
APR
17.99%

Best for

Cash-flow sensitive projects that will be paid off within a year.

24 mo Deferred Interest

108 months
Purchase window
No payments for 24 months
Repayment
Months 25-108: $380/mo
APR
17.99%

Best for

Insurance settlements or real-estate closings that have a longer runway.

144 mo Fixed Rate 9.99% – 26.99%

144 months
Purchase window
Interest-only for first 5 months ($125 – $337/mo)
Repayment
Months 6-144: $183 – $354/mo
APR
9.99% – 26.99%

Best for

Long-term, budget-protected projects that need the smallest possible payment.

Estimates shown are for illustration only. APR, eligibility, and payment amounts are determined directly in the Momnt portal based on credit profile, project scope, and the promotional window you select.

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No bank appointments. No 10-day wait.

From application to approved -- while we're still at your house

  1. 1. 2-minute soft check. We text you a secure Momnt link. Complete it from your phone while we're still on-site -- no credit union visit, no waiting for callbacks.
  2. 2. See your exact payment before you commit. Interest-only, same-as-cash, or fixed installment -- Momnt shows the precise monthly cost. No surprises at closing.
  3. 3. Pay only for what gets installed. We draft funds as the project progresses, so you never pay interest on unused credit.

Why KC homeowners choose Momnt

Credit score 580+? You can still get approved with competitive tiered APRs -- not a rejection letter.

Scope changes mid-project? Interest-only purchase window absorbs supplements or upgrades without payment shock.

Waiting on insurance? Deferred-interest plans sync with claim timelines so you're not out of pocket until the check clears.

Find Out What You Qualify For

Enhancify

Need more than one quote? Shop 15+ lenders at once.

Calling five banks for rate comparisons takes a week you don't have. Enhancify scans 15+ lending partners in one application -- useful when you want to compare offers or need a co-signer to qualify.

  • • Same-day approvals up to $250K
  • • Ideal for multi-trade projects (roof + windows + siding)
  • • Works well for property managers bundling several properties

Acorns Shield Savings

Don't have a deductible fund? Start building one now.

Most KC homeowners don't realize they need $2,500 for a deductible until a hailstorm hits. The Maverick Shield Savings track uses round-up deposits and Maverick match incentives to build that fund automatically -- before you need it.

  • • $25 Maverick match when you open a Shield Savings account
  • • Automatic transfers timed to annual roof inspections
  • • Perfect for landlords planning upcoming exterior refreshes

Warranties & Shield Plan

Worried about what happens after the crew leaves? That's covered too.

Every financed project includes Maverick Shield workmanship coverage plus manufacturer warranties. No gap between paying for the roof and being protected by it. Ask your project manager about Shield Plan add-ons: annual tune-ups, drone inspections, and deductible assistance.

Call Now: (913) 268-6052