Momnt financing
One roof. Five ways to pay. Zero bank visits.
Most KC homeowners don't have $15K sitting in a checking account -- and that's fine. Pick the payment structure that matches your cash flow: interest-only while you wait on insurance, deferred payments until a settlement clears, or fixed installments you can budget around for years.
Max Monthly Payment $300
65 – 180 months
- Purchase window
- Interest-only for first 5 months ($87 – $289/mo)
- Repayment
- Months 6-65: $297 – $300/mo
- APR
- 6.99% – 23.15%
Best for
Homeowners who need the lowest predictable payment once the project is complete.
60 mo Fixed Rate 8.99%
60 months
- Purchase window
- Interest-only for first 5 months ($112/mo)
- Repayment
- Months 6-60: $334/mo
- APR
- 8.99%
Best for
Clients who want a traditional 5-year term with sub-10% APR.
12 mo Deferred Interest
96 months
- Purchase window
- No payments for 12 months
- Repayment
- Months 13-96: $348/mo
- APR
- 17.99%
Best for
Cash-flow sensitive projects that will be paid off within a year.
24 mo Deferred Interest
108 months
- Purchase window
- No payments for 24 months
- Repayment
- Months 25-108: $380/mo
- APR
- 17.99%
Best for
Insurance settlements or real-estate closings that have a longer runway.
144 mo Fixed Rate 9.99% – 26.99%
144 months
- Purchase window
- Interest-only for first 5 months ($125 – $337/mo)
- Repayment
- Months 6-144: $183 – $354/mo
- APR
- 9.99% – 26.99%
Best for
Long-term, budget-protected projects that need the smallest possible payment.
Estimates shown are for illustration only. APR, eligibility, and payment amounts are determined directly in the Momnt portal based on
credit profile, project scope, and the promotional window you select.